Skip to main content

What Is Licence Defence Cover – and How Do I Use It? 🛡️

Facing a driving conviction? This cover could help with legal costs ✅

James avatar
Written by James
Updated today

What Is Licence Defence?
Licence Defence is an optional insurance add-on that covers the legal fees of a specialist solicitor to help defend or challenge motoring convictions – such as speeding offences, disqualification risks, or dangerous driving allegations.


Am I Covered? 🛡️
Breakdown cover is an add-on that can be purchased alongside your insurance.
To check if you already have it:
📱 Open the My Portal ✏️ app
🧩 Tap the ‘Add-ons’ tab


👉 How to Add It
Log in to My Portal ✏️
Select your policy
Tap on ‘Add-ons’ (shown at the top of the card view)
Choose ‘Licence Defence’
Complete payment 💳


How to Make a Claim 📄

  1. Call to claim: 0330 024 1727 – within 180 days of the incident

  2. Quote “Licence Defence”

  3. Provide details – your claims handler will walk you through next steps


We're happy we could assist you.
– The My Portal Team 😊

Did this answer your question?