What is tools cover? 💥
Tools Cover protects your own business goods and your tools of the trade. This product provides you with additional cover, for physical loss of or damage to your tools of trade or merchandise.
Am I covered? 🛡️
Tools cover is an additional extra (addon) that can be purchased alongside your main insurance policy with us. You can check whether you have tool cover by visiting the My Portal app and tapping on the 'addons' tab.
Add cover to my policy 💳
Adding tools cover to your policy is super easy, you just need to give our friendly 'addons team' a call on:
Levels of tools cover? 💨
Protection for tools valued at up to £1,000.
Protection for tools valued at up to £2,000.
Protection for tools valued at up to £3,000.
Protection for tools valued at up to £5,000.
..if you're uncertain which level of tools cover you have, don't worry, you can find out in the My Portal app too 📱
How to claim? 📄
In the event that you need to make a claim for your tools, you should take the following steps:
Crime reference number
If your tools have been stolen, it’s crucial to report the incident to the police within 48 hours and ensure you obtain a crime reference number.
Call to claim
Proceed by calling the claims number within 28 days of the incident: 0344 856 2275.
Pay your excess
Please be prepared to pay any excess that is applicable under your Tool Cover policy.
Please have purchase receipts or hire agreements for the items you are claiming ready to provide as evidence.
Call to Claim