How Do UK Insurers Classify My Van? 🚐🔍
UK van insurance providers typically group vans into five main categories, which they use as a starting point for calculating your premium:
Car-derived vans – Vans based on passenger cars, like the Vauxhall Astravan 🚗
Micro vans – Compact vans for small deliveries, like the Citroën Nemo 📦
Small/light vans – Vans with a raised rear, e.g. Volkswagen Caddy 🚐
Medium/panel vans – Versatile vans with high capacity, e.g. Ford Transit 🛻
Large vans – Big vans with double rear axles, like the Luton van 🏗️
Other factors that affect your quote:
Engine size & fuel type ⚙️
Manual vs. automatic transmission 🕹️
Security features like alarms 🔐
We hope this helps you understand how your van is classified and why your quote may vary! 😊
– The My Portal Team