In the UK, van insurance is a legal requirement if you plan to drive a van on public roads. Cover applies to vans up to 3.5 tonnes, and there are three main levels of insurance you can choose from:
1. Third Party Only
This is the minimum legal requirement. It covers:
Injury or death to other people 👥
Damage to other people's property 🏠
It does not cover damage to your own van.❗
2. Third Party, Fire and Theft
Includes everything in Third Party Only, plus:
Cover if your van is stolen or damaged by fire 🔥🔑
3. Comprehensive Cover
Includes all the above, and also:
Cover for damage to your own van 🚐💥
Protection from vandalism or accidental damage
Some insurers may include personal accident cover ❤️🩹
✅ The level of protection and what’s included depends on the insurer and the specific policy you choose.
📞 Need help choosing?
You can compare van insurance quotes quickly by calling:
📞 0333 200 1466
We’re happy we could assist you.
– The My Portal Team 😊