A claim or incident will usually change your premium for a few key reasons:
When you make a claim or are involved in an accident, insurers see this as an increased risk – meaning there’s a higher chance you may claim again.
That higher risk often leads to a higher premium when it comes time to renew or adjust your policy 🔁
Even non-fault claims can affect pricing, as insurers still consider the overall claims history when calculating risk.
📄 Always check your policy documents or speak to our team if you’re unsure about the impact of a specific claim.
We're happy we could assist you.
– The My Portal Team 😊